Ryan Collett

🍂 November’s Here: Time to Tune Up Your Insurance Before the Holiday Rush The sweaters are out, the pies are warming, and the Q4 countdown has officially begun. Before things get wonderfully chaotic, it’s the perfect moment to make sure your coverage is aligned with the season. Smooth sailing now means fewer surprises later.

Here’s your November checklist:

🚗 Road Trips & Visitor Traffic – With holiday travel picking up, reviewing your Auto Insurance keeps you ready for whatever the roads serve up.

🏡 House Prep & Holiday Hosting – From winterizing to guest rooms, make sure recent home updates are reflected in your Home Insurance.

📦 Students Headed Home – Kids bringing half their dorm rooms back with them? Renters Insurance helps protect their belongings wherever they go.

💼 Local Businesses Getting Busy – As local businesses gear up for 2026, a quick check of Business Insurance ensures everything’s set for a strong start.

❤️ A Season of Togetherness – With loved ones gathering soon, now is a great time to look over your Life Insurance and ensure everything is where it needs to be.

📍 Based in Somerset, Ryan Collett State Farm is here to help you head into the holidays with clarity, comfort, and coverage that fits the season. 🍂✨

Welcome to the Ryan Collett State Farm Insurance office. We are your local State Farm Insurance team here to serve Somerset, Burnside, Nancy, Monticello, Russell Springs, Whitley City, and surrounding Kentucky areas with Car Insurance, Homeowner's Insurance, Condo Insurance, Renter’s Insurance, ATV/UTV Insurance, RV Insurance, Life Insurance, Motorcycle Insurance, Pet Insurance, Boat Insurance, Personal Articles Insurance, Business Insurance and Financial Services, with a focus on resident relocations to the Pulaski County area.

I am your State Farm Insurance Agent for the Somerset, KY area. My wife and I are both State Farm Agents and I come from a family of 6 State Farm Agents. I am a graduate from Eastern Kentucky University 2016 and a member of the Somerset Pulaski County Chamber of Commerce. In my free time I enjoy hunting and spending time with friends and family on the lake.

Give us a call if you are moving to Somerset, Burnside, Nancy, Monticello, Russell Springs, Whitley City, or the surrounding Kentucky areas. We are a family of highly skilled individuals working together to fulfill a community responsibility of giving outstanding service and also fulfilling our moral obligation of protecting what's important to customer's so they can focus on accomplishing their life goals. My team is dedicated to making sense of insurance and making your goals a priority.

Not only can we help with Auto Insurance, Home Insurance, Life Insurance, Renters Insurance, Personal Articles Insurance, Pet Insurance, Condo Insurance, Motorcycle Insurance, Boat Insurance, ATV/UTV Insurance, RV Insurance, and Financial Services, but we are also able to assist small business owners with their Commercial lines of Insurance. Call, Click, Text or Stop by the office today for a free Auto Insurance, Home Insurance or Life Insurance Quote!